Mortgage Broker in Portugal | Mortgages for Residents and Non-Residents

Mortgage Broker in Portugal | Mortgages for Residents and Non-Residents

Anna Kalynyuk

I help you secure a mortgage in Portugal on competitive terms — without unnecessary bureaucracy, complicated procedures or added stress.

My name is Anna Kalynyuk. I am the founder of Anna Kalynyuk Consulting, a certified mortgage broker registered with Banco de Portugal (No. 0008515) and a qualified legal professional.

I help residents and non-residents of Portugal find suitable mortgage terms, prepare the necessary documents and navigate the entire process with confidence — from the initial consultation to signing the mortgage agreement.

My strength lies in combining legal education, financial expertise and hands-on experience within Portugal's banking system.

My professional background is built on three pillars:

  • Legal education — Faculdade de Direito de Lisboa.

  • Financial specialisation — Universidade Europeia de Lisboa.

  • Banking experience — working in the legal mortgage department of Caixa Geral de Depósitos, Portugal's largest bank.

I understand how banks assess borrowers, which documents matter and how to organise the mortgage application process efficiently.

I work with clients throughout Portugal, turning a complex banking process into a clear, manageable plan.

How Can I Help You?

Mortgages for Residents and Non-Residents
Finding mortgage solutions tailored to your residency status, income and financial circumstances.
Financial Assessment
Evaluating your financial situation and preparing you for the mortgage application.
Mortgage Comparison and Selection
Comparing offers from Portuguese banks, interest rates and lending conditions.
Document Preparation
Assistance with collecting and reviewing the documents required by the bank.
Bank Negotiations
Representing your interests and negotiating competitive mortgage terms.
Legal Support
Explaining the legal aspects of mortgage financing and assisting with document reviews.
End-to-End Mortgage Assistance
Coordinating the entire process, from the first consultation to signing the agreement.

What our clients are saying

  • Ділюсь дуже крутим досвідом роботи з Анею! На тому тижні ми успішно закрили угоду. Вся комунікація була дуже проста і в дружній атмосфері, але не менш продуктивна! Аня забезпечила всю комунікацію з банком по частині іпотеки і наше залучення було мінімальним )) "сервіс під ключ" )) Працювали ми з нею теж по рекомендації друзів, а тепер і ми в свою чергу рекомендуємо її як чудового професіонала.

Why Work With Me?

Legal and Financial Expertise
A comprehensive approach to mortgage financing that considers both banking and legal requirements.
Experience in Portuguese Banking
First-hand knowledge of internal banking procedures and lending requirements.
Time Savings
I handle communication with banks and coordinate document preparation on your behalf.
Personalised Approach
I find solutions that match your budget, income and future plans.
Transparency at Every Stage
I explain mortgage terms, costs and next steps in clear, straightforward language.
Complete Mortgage Support
I stay by your side from your first enquiry until the mortgage process is complete.

Your Journey to Homeownership

in Portugal Starts Here. Planning to buy an apartment, house or investment property in Portugal?

A mortgage is more than just a bank loan — it's an important step towards owning your home and building your financial future.

My goal is to help you make an informed decision, find suitable financing terms and navigate the entire process calmly and confidently.

Get in touch, and together we'll find a mortgage solution that suits your financial circumstances and goals!

Mortgages in Portugal

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